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Employee Rates - Currently Updating


Medical

Total premium rates Employer contribution rates Employee contribution rates
  2010 2010   2010 2010   2010 2010
Active Buy Up Core Active Buy Up Core Active Buy Up Core
Employee Only $511 $450 Employee Only $395 $395 Employee Only $116 $55
Employee + Spouse $918 $811 Employee + Spouse $574 $574 Employee + Spouse $344 $237
Employee + Child(ren) $809 $714 Employee + Child(ren) $526 $526 Employee + Child(ren) $283 $188
Employee + Family $1,215 $1,074 Employee + Family $705 $705 Employee + Family $510 $369
  2010 2010   2010 2010   2010 2010
Retirees Buy Up Core Retirees Buy Up Core Retiress Buy Up Core
Non-Medicare     Non-Medicare     Non-Medicare    
Retiree Only $781 $693 Retiree Only $600 $600 Retiree Only $181 $93
Retiree + Spouse $1,384 $1,226 Retiree + Spouse $988 $988 Retiree + Spouse $396 $238
Retiree + Child(ren) $1,085 $963 Retiree + Child(ren) $739 $739 Retiree + Child(ren) $346 $224
Retiree + Family $1,685 $1,484 Retiree + Family $1,126 $1,126 Retiree + Family $559 $368
                 
Split Medicare     Split Medicare     Split Medicare    
Retiree + Spouse1 $1,019 $903 Retiree + Spouse1 $743 $743 Retiree + Spouse1 $276 $160
Retiree + Spouse2 $1,105 $980 Retiree + Spouse2 $809 $809 Retiree + Spouse2 $296 $171
Retiree + Family1 $1,324 $1,173 Retiree + Family1 $883 $883 Retiree + Family1 $441 $290
Retiree + Family2 $1,409 $1,249 Retiree + Family2 $947 $947 Retiree + Family2 $462 $302
                 
Medicare     Medicare     Medicare    
Retiree Only $418 $371 Retiree Only $355 $355 Retiree Only $63 $16
Retiree + Spouse $743 $657 Retiree + Spouse $564 $564 Retiree + Spouse $179 $93
Retiree + Child(ren) $721 $638 Retiree + Child(ren) $492 $492 Retiree + Child(ren) $229 $146
Retiree + Family $1,047 $928 Retiree + Family $703 $703 Retiree + Family $344 $225
                 
Return to work     Return to work     Return to work    
Retiree Only $511 $450 Retiree Only $395 $395 Retiree Only $116 $55
Retiree + Spouse $918 $811 Retiree + Spouse $574 $574 Retiree + Spouse $344 $237
Retiree + Child(ren) $809 $714 Retiree + Child(ren) $526 $526 Retiree + Child(ren) $283 $188
Retiree + Family $1,215 $1,074 Retiree + Family $705 $705 Retiree + Family $510 $369

1 Retiree has Medicare, spouse does not
2 Spouse has Medicare, retiree does not
All estimates are based upon the information available at a point in time and subject to unforeseen and random events; therefore, any projection must be interpreted as having a likely range of variability from the estimate


Dental & Vision

Gold Plan Dental Coverage Total Montly Premium
employee/only dental gold $22.30
employee/spouse dental gold $46.70
employee/children dental gold $51.06
employee/family dental gold $72.48
Silver Plan Dental Coverage Total Montly Premium
employee/only dental silver $14.08
employee/spouse dental silver $28.18
employee/children dental silver $32.84
employee/family dental silver $46.92
Vision Coverage Total Montly Premium
employee/only $7.86
employee/spouse $16.84
employee/children $12.70
employee/family $23.12

EMPLOYEES PAY 100% OF THESE PREMIUMS


Welfare Products

Coverage Rate Rate Basis Who Pays
Active Basic Life Insurance Rate $0.16 per $1,000 of benefit Employer
Active Basic AD&D Insurance $0.02 per $1,000 of benefit Employer
Retiree Basic Life Insurance $0.990 per $1,000 of benefit Employer
Retiree Basic AD&D Insurance $0.02 per $1,000 of benefit Employer
Active Voluntary Life Insurance
Age band      
Under 30 $0.07 per $1,000 of benefit Employee Pays All
30-34 $0.08 per $1,000 of benefit Employee Pays All
35-39 $0.09 per $1,000 of benefit Employee Pays All
40-44 $0.14 per $1,000 of benefit Employee Pays All
45-49 $0.24 per $1,000 of benefit Employee Pays All
50-54 $0.43 per $1,000 of benefit Employee Pays All
55-59 $0.64 per $1,000 of benefit Employee Pays All
60-64 $1.000 per $1,000 of benefit Employee Pays All
65-69 $1.78 per $1,000 of benefit Employee Pays All
70-74 $2.88 per $1,000 of benefit Employee Pays All
75-79 $4.54 per $1,000 of benefit Employee Pays All
80+ $7.07 per $1,000 of benefit Employee Pays All
Spouse Voluntary Life Insurance
Age band      
Under 30 $0.07 per $1,000 of benefit Employee Pays All
30-34 $0.08 per $1,000 of benefit Employee Pays All
35-39 $0.09 per $1,000 of benefit Employee Pays All
40-44 $0.14 per $1,000 of benefit Employee Pays All
45-49 $0.24 per $1,000 of benefit Employee Pays All
50-54 $0.43 per $1,000 of benefit Employee Pays All
55-59 $0.64 per $1,000 of benefit Employee Pays All
60-64 $1.000 per $1,000 of benefit Employee Pays All
65-69 $1.78 per $1,000 of benefit Employee Pays All
70-74 $2.88 per $1,000 of benefit Employee Pays All
75-79 $4.54 per $1,000 of benefit Employee Pays All
80+ $7.07 per $1,000 of benefit Employee Pays All
Child Voluntary Life Insurance
  $0.200 per $1,000 of benefit Employee Pays All
Active optional AD&D
Employee only rate $0.02 per $1,000 of benefit Employee Pays All
Family Rate $0.04 per $1,000 of benefit Employee Pays All
Long Term Disability
Age band Rate    
Under 25 $0.20 per $100 of monthly covered salary Employee Pays All
25-29 $0.20 per $100 of monthly covered salary Employee Pays All
30-34 $0.24 per $100 of monthly covered salary Employee Pays All
35-39 $0.30 per $100 of monthly covered salary Employee Pays All
40-44 $0.42 per $100 of monthly covered salary Employee Pays All
45-49 $0.63 per $100 of monthly covered salary Employee Pays All
50-54 $0.94 per $100 of monthly covered salary Employee Pays All
55-59 $1.17 per $100 of monthly covered salary Employee Pays All
60-64 $1.19 per $100 of monthly covered salary Employee Pays All
65-69 $1.27 per $100 of monthly covered salary Employee Pays All
70-74 $1.59 per $100 of monthly covered salary Employee Pays All
75-79 $2.27 per $100 of monthly covered salary Employee Pays All
Max Monthly covered salary is $16,666.67 Max Annual Salary is $200,000
Short Term Disability
All Age Bands $0.93 per $10 of covered weekly benefit Employee Pays All